Government Pension Fund (GPF) members can begin by checking their member account: accumulated savings, contributions, current investment plan, time until retirement, and benefit conditions. There is no single plan that suits every member, and past performance does not guarantee future results.
Review these points before changing a plan
- Check your balance and member status through official GPF channels.
- Read the current investment policy, asset allocation, risks, and fees for each plan.
- Consider how much volatility and temporary loss you could tolerate.
- Compare a plan with the time remaining before you expect to use the money, not only with short-term returns.
- Use the risk assessment tools and ask GPF for clarification if any terms are unclear.
Check benefits when leaving government service or after a member’s death
Leaving government service, retirement, and a member’s death involve different applications and options. GPF publishes payment forms and information for members and beneficiaries, along with investment-plan change forms. Always use the latest forms and guides on the fund’s website.
The linked video discusses general financial discipline and diversification; it does not assess an individual GPF plan. This article does not recommend a specific fund option. For comparison, see our guide to private-sector provident funds.