Life and Financial Planning Tools
Explore free calculators and checklists across 5 areas: financial planning, health, a directory of places in all 77 Thai provinces, reflective tarot, and inheritance planning. Calculations run in your browser; personal information is not stored by this tool.
Retirement planner
Estimate a retirement target using the 4% rule (Rule of 25) and the additional monthly savings needed.
Emergency fund
Estimate how many months your current emergency savings cover and a target of 3–6 times your expenses.
Debt payoff planner
Compare 2 debt repayment strategies: Debt Avalanche (focus on reducing interest) and Debt Snowball (build momentum).
Monthly budget planner
Organize income with the 50/30/20 rule (50% needs, 30% wants and 20% savings) to see your cash flow.
Net worth calculator
Estimate net worth by subtracting liabilities from assets, with an age-based comparison.
Savings goal calculator
Set a savings target and time frame to estimate monthly contributions and compound growth.
Compound interest calculator
Model compound growth from regular investing and view principal and accumulated interest over time.
Home down payment planner
Estimate a down payment, transfer and mortgage fees, other closing costs and repayments.
Early retirement (FIRE) calculator
Explore financial independence and early retirement scenarios, including Lean FIRE, Fat FIRE and Barista FIRE.
Financial health check
Review 5 areas: liquidity, debt burden, savings rate, investments and protection.
Personal financial plan
Bring together your balance sheet, cash flow, debt plan and retirement goals in one view.
Retirement healthcare fund
Estimate a retirement healthcare reserve using a fixed 7% annual medical-cost assumption, selected coverage and hospital tier.
Health insurance estimator
Estimate health and critical illness coverage and compare premiums with an income-based guideline of 10–15%.
BMI & BMR health calculator
Calculate BMI using Asian categories, basal metabolic rate (BMR) and total daily energy expenditure (TDEE) for health planning.
Find places in 77 provinces
Find attractions, spiritual sites and cultural places with source information and review dates shown.
Places by province
Browse places across Thailand’s 77 provinces and filter by type, such as temples, national parks and waterfalls.
Place details & trip budget calculator
Review place references and estimate a 2-day, 1-night trip budget, including accommodation prices on Agoda or Klook and travel insurance.
Place information freshness
Check when place information was last reviewed and its reliability to help avoid closed or outdated listings.
Online tarot card draw (Quiet Tarot)
Draw a Card of the Day, a 3-card spread (past, present, future) or a 6-area life spread, with 312 reflection prompts.
Meanings of all 78 tarot cards
Explore upright and reversed meanings for all 78 cards, with perspectives on finances, work and relationships.
Tarot reading & journaling guide
Learn to use tarot prompts for self-reflection, journaling and connecting ideas with everyday life.
DIY will checklist
Review requirements for a valid will under Thailand’s Civil and Commercial Code.
Family asset inventory
Record and organize bank accounts, funds, real estate and life insurance policies for clear management and transfer.
Digital asset inheritance
A checklist for social media, cloud, email, cryptocurrency and password accounts to help preserve access over time.
Family document index
Record where land deeds, passbooks, household registrations and important official documents are kept, so family members can find them in an emergency.
More inheritance checklists
These two supplementary guides and checklists are not included in the calculator total above.