An Allianz Ayudhya advertisement published in 2020 promoted its “Unlock Ultra” health insurance and mentioned annual limits of 3–15 million baht, along with several types of medical expenses. This article distinguishes the advertisement’s claims from later product information and company documents published at different times.
What the advertisement said
The advertisement used a story about illness to present the Unlock Ultra plan. It referred to annual limits of 3–15 million baht and mentioned surgery, X-rays, and intensive-care treatment. Some other treatment details in the advertisement’s audio are unclear, so they should not be treated as a substitute for the wording in a policy contract.
Statements about illness in an advertisement are marketing language, not a medical diagnosis or medical advice.
The limit in an old video does not confirm current terms
The video information states that the advertisement was published on 10 September 2020. Allianz’s official FAQ says the HSMHPU_S version began being offered on 22 September 2021 and is separate from the earlier HSMHPU version. The 2021 FAQ lists different benefit-limit ranges for the two versions. The 2020 advertisement should therefore be read as a campaign statement from that period, not as the benefit schedule for the 2021 product versions or for a policy offered today.
Official documents that distinguish the 2020 ad from later products
Allianz’s FAQ for HSMHPU and HSMHPU_S gives 22 September 2021 as the date the HSMHPU_S version began being offered and compares the old and new versions in separate columns. The August 2021 brochure describes the version covered by that document. These sources help show how product information changed over time, but they do not confirm every detail of the 2020 advertisement or the terms of an individual policy.
How to use an old advertisement when comparing plans today
Before comparing a currently offered plan, check its product name and contract code, document date, benefit schedule, deductible, exclusions, and underwriting requirements. A 2020 advertisement and 2021 FAQ or brochure refer to different periods and cannot replace the policy schedule for an individual insured person.
See also our articles about My Health Plus Sabai Kapao and My Health Plus Double Care.
Original video and scope
The source video is titled “If you feel this illness is unfair, watch this!” from Allianz Ayudhya. The video link is preserved below. This article summarizes the 2020 advertisement and compares it with the linked Allianz documents. Public product pages and brochures are not an individual policy contract, and this article does not assess coverage for a particular person.