A THB 20,000 monthly target is a calculation, not an amount the market guarantees. Before setting a target, separate the return you want from what you may actually earn, and account for months when you lose money.
Examples of starting capital and gross return
A simple calculation is: target profit divided by starting capital equals the gross return needed for that period. The table does not subtract fees, taxes, or losses.
| Starting capital | THB 20,000 as a share of capital |
|---|---|
| THB 100,000 | 20% per month |
| THB 500,000 | 4% per month |
| THB 1,000,000 | 2% per month |
| THB 2,000,000 | 1% per month |
These figures are arithmetic examples. They are not a recommendation about how much capital to use or a forecast that these returns are achievable. Repeating a return every month is difficult, and trying to recover losses can lead to taking more risk than intended.
Assess a plan before risking real money
- Set aside only money you can afford to lose without affecting essential expenses or emergency savings.
- Record net results after fees and taxes, including losing trades, rather than looking only at successful positions.
- Decide on position size and an exit point before opening a trade.
- Evaluate a strategy across different market conditions and allow for periods with no signal.
The Stock Exchange of Thailand explains that investment returns are uncertain. Risk assessment depends on your capital, time horizon, knowledge, and ability to withstand losses.
Gross profit is different from a net-profit target
The table divides THB 20,000 by the starting capital, so it shows gross profit before costs. For example, THB 500,000 would need to produce THB 20,000 in gross profit, or 4%, for that month. If the goal is THB 20,000 in net profit and costs are positive, the gross return would need to be higher than 4%. Fees, taxes, interest, and losses on other trades reduce the net amount. This article does not have enough information to calculate an individual’s costs or probability of profit.
Calculate net return as profit or loss after costs divided by the capital actually at risk. Record every month, including losing months; winning trades alone do not represent the whole portfolio. Investment planning should account for goals, time horizon, and risk tolerance, as described by the Stock Exchange of Thailand. The exchange also notes that returns are uncertain and investors can lose money on its page about investment risk.
How to use this article
Use it to check the arithmetic and question the assumptions, not as an income plan or a recommendation to choose a stock. A fixed monthly profit target does not account for market fluctuations and is not guaranteed. If a loss of the size implied by an example could affect essential expenses or emergency savings, do not risk that money.
The linked video provides context for the question of monthly trading income. It does not establish that viewers can earn THB 20,000 a month or verify the figures in the table.