To save THB 100,000 within 12 months, excluding interest or investment returns, you would need to set aside about THB 8,334 per month. Dividing the target across 365 days gives about THB 274 per day. This is a time-based calculation, not a recommendation that everyone can save the same amount.
The linked video discusses investing monthly toward a THB 1 million goal over 10 years, including Nasdaq and historical results. It does not discuss saving THB 100,000 in one year. Here, the video is general context about setting long-term goals; past results are not a forecast or a guaranteed outcome.
Calculate the amount to set aside
- THB 100,000 ÷ 12 months = about THB 8,334 per month
- THB 100,000 ÷ 52 weeks = about THB 1,924 per week
- THB 100,000 ÷ 365 days = about THB 274 per day
Rounding the amount up helps you reach the target when there are no returns and no withdrawals along the way. If you start with fewer than 12 months remaining, divide the target by the number of months left.
Fit the plan to your actual income
- Record income and essential expenses so you can see what remains after debt payments.
- Choose a savings amount you can maintain, and set it aside when income arrives.
- If the required amount is too high, extend the timeline or break the goal into smaller stages instead of borrowing to reach it.
- Review your accumulated savings each month and adjust when income or expenses change.
A one-year goal should be kept separate from money invested in assets that may fluctuate when you need the funds. Read how to set SMART financial goals and how to organize savings goals across time horizons.
Sources and limitations
- Stock Exchange of Thailand: Saving your first THB 100,000
- Bank of Thailand: Saving and allocating money
Last updated October 16, 2026. The figures are simple arithmetic before returns, not investment advice. The linked video describes a different goal and historical investment scenario; its results should not be treated as a forecast.