An Allianz Ayudhya advertisement published in 2025 gives an example of a 15 million baht plan limit that may increase to 30 million baht when specified critical-illness conditions are met. The company’s currently published brochure lists three plan levels—8, 15, and 30 million baht per policy year. The advertisement’s example is not the maximum limit for every plan.
Compare the limits published by the company
The table summarizes annual policy-year limits shown on Allianz Ayudhya’s plan page and brochure, checked on 16 October 2026.
| Plan | Standard annual limit | Maximum limit when the stated doubling condition applies |
|---|---|---|
| Plan 1 | 8 million baht | 16 million baht |
| Plan 2 | 15 million baht | 30 million baht |
| Plan 3 | 30 million baht | 60 million baht |
The amounts are annual policy-year ceilings. They do not mean every treatment expense is payable up to the same overall limit. The benefit table also has sub-limits for some items, such as room charges and daily physician fees; those sub-limits may continue to apply even when the overall limit is doubled.
When can the limit double?
According to the company’s information, the limit increases after the insured person is diagnosed and confirmed for the first time with one of the 10 critical illnesses listed in the supplementary contract. The increase begins in the policy year of diagnosis and continues for the next four policy years. It can apply once for each listed critical illness. The policy’s definitions and required evidence govern whether a diagnosis qualifies.
What to read before comparing the figures
- Critical-illness definitions: Check the contract’s list of 10 illnesses and its diagnostic conditions. A common disease name may not match the policy definition.
- Sub-limits: Review room, physician, daily, and per-treatment limits. An increase in the overall limit does not necessarily increase every sub-limit.
- Exclusions and waiting periods: Read the conditions and documents that apply to the specific plan before applying or making a claim.
- Main and supplementary contracts: The company says the supplementary contract must be purchased with a main policy under its rules. Acceptance depends on the company’s underwriting.
The website and brochure are references for understanding the published product. The terms in the policy held by the insured person control. This article explains figures and conditions published by the company; it does not assess whether the plan is suitable for a particular person or guarantee that a claim will be approved.
A related article summarizes the 2025 Double Care video and separates its 15-to-30-million-baht example from current plan information: Allianz Double Care: when a 15 million baht limit may increase to 30 million baht.
Read the Double Care plan details on Allianz Ayudhya’s website and the current product brochure before comparing or purchasing insurance.