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Digital Assets and Crypto Inheritance: Prepare for Secure Estate Access

💡 Key takeaways

A digital-asset inventory can help heirs know where to start without exposing passwords, private keys, or seed phrases.

Heirs may not know which exchange accounts or wallets a deceased person used. Sharing too many access details can also put assets at risk. An inventory should show where to begin without putting passwords or a seed phrase in an ordinary document.

Information to Include in an Inventory

With a custodial wallet, the provider holds or manages keys according to its service model; with a non-custodial wallet, the user manages the keys. The Thai SEC explains the difference and related risks in its digital-asset custody guidance and its digital-asset business laws and regulations.

Have the estate administrator contact providers through official channels, prepare the required documents, and keep a record of communications. Do not send passwords or seed phrases in chat, and do not pay an unverified person claiming they can recover assets.

The associated video discusses general money-management principles, not how to transfer digital assets after a death.

Scope: This is a security and record-keeping overview, not legal, tax, or investment advice. Provider procedures and applicable law can differ; confirm current requirements with the provider and a qualified adviser.

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KGK

Kanngongkanngoen Editorial Team

We create clear educational content about personal finance, investing, and debt management, with an emphasis on accuracy and transparency.